We are barraged by bank ads, each claiming to provide down home comforts for bosom-buddy customers, all of whom will be defended to the death. In my view, there’s not a dime’s worth of difference in most banks. I’ll settle for the one whose checks can be easily torn from checkbooks without mangling. Another observation: The folks making the loans are NOT the same ones featured in TV bank ads.My friend Judge Stephen Rogers offers a marriage tip that husbands should take to heart: “If your wife wants farm animals for Christmas, you want farm animals for Christmas.”Like many thousands ...