If you’re a business owner, you’ve got a lot on your mind – cash flow, competition, marketing, and so on. However, you may also want to think about tomorrow – if you don’t already have one, you might want to consider establishing a retirement plan. Beyond helping you and your employees build assets, a retirement plan is a good way to attract those employees in the first place – and to keep them. Several states now require business owners without their own plans to offer one and charge significant fines to those who refuse to comply. Some other states are considering requiring ...